> Summary
> Aging
> Customer
> D&B
> Financial
> IICG
> Notes
> References
D & B
> Alert Key
> Paydex Key
> Ratings Key
> Scoring Key
The D&B Rating is a widely used tool that represents a firm's size and composite credit appraisal.
| Rating Classification
(Based on Worth Composite Credit appraisal from Interim or Fiscal
Balance Sheet) |
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| Net Worth | High | Good | Fair | Limited | ||||||||||||||||||||||||||||||||||
| 5A | $50,000,000 | to | and over | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| 4A | 10,000,000 | to | 49,99,999 | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| 3A | 1,000,000 | to | 9,999,999 | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| 2A | 750,000 | to | 999,999 | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| 1A | 500,000 | to | 749,999 | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| BA | 300,000 | to | 499,999 | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| BB | 200,000 | to | 299,999 | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| CB | 125,000 | to | 199,999 | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| CC | 75,000 | to | 129,999 | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| DC | 50,000 | to | 74,999 | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| DD | 35,000 | to | 49,999 | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| EE | 20,000 | to | 34,999 | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| FF | 10,000 | to | 19,999 | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| GG | 5,000 | to | 9,999 | 1 | 2 | 3 | 4 | |||||||||||||||||||||||||||||||
| HH | Up to | 4,999 | 1 | 2 | 3 | 4 | ||||||||||||||||||||||||||||||||
| Rating Classification
(Based on Composite Credit Appraisal Number of Employes) |
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| Employees | Good | Fair | Limited | |||||||||||||||||||||||||||||||||||
| 1R | 10 | and over | 2 | 3 | 4 | |||||||||||||||||||||||||||||||||
| 2R | 1 | to | 9 | 2 | 3 | 4 | ||||||||||||||||||||||||||||||||
| " -- " ( Absense of Rating ) The "--" symbol should not be interpreted as indicating that credit should be denied. It simply means that the information available to D&B does not permit us to classify the company within our Rating key and that further inquiry should be made before reaching a credit decision. Some reasons for using a "--" symbol include: deficit net worth; bankruptcy proceedings; lack of sufficient payment information; or incomplete history information. | ||||||||||||||||||||||||||||||||||||||
| ER ( Employee Range ) Certain lines of business, primarily banks, insurance companies and government entities, do not lend themselves to classification under the D&B Rating System. Instead, D&B assigns these types of business an Employee Range symbol based on the number of people employed. No other significance should be attached to this symbol. | ||||||||||||||||||||||||||||||||||||||
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